This is a loan for agribusiness Co-operatives. The off takers/processors take some time to sell produce and settle farmer supplier accounts in good time. The loan brings to fore the value proposition of Unaitas where Farmer Cooperatives assisted through payroll financing to settle farmer dues will enable co-operatives to settle farmers’ dues immediately after close of production month.


  • Fast loan disbursement with a one-day TAT.

  • Security is the Undertaking from off taker/processor and Tripartite agreement between Unaitas, the processor and Farmer Co-operative

  • Loan term of up to 90 days


  • A duly completed loans application form

  • Payroll schedule for the production month
  • Letter of Undertaking from processor indicating deliveries and expected payout to be remitted to the Farmer Cooperative.