These are loans advanced to individuals in a group. The purpose of these loans is to empower the group or its group member by funding an income generating activity.


  • Unsecured loan to an individual in a group of up to Kshs 300,000
  • Loan Term Up to 36 months
  • Fast and efficient processing of loans to individuals in Groups.
  • Flexible repayment i.e., Monthly, Weekly /daily repayment frequency
  • Group co-guarantorship


  • Regular savings in a group
  • Loan application form
  • Must be a Sacco member
  • Existence of group for more than 3 months.