Owning Unaitas Sacco shares means you are a member, as well as an owner; with equal rights and a voice in how the society is ran democratically.

Unaitas investment shares are available to any adult (18 years and above) Kenyan willing to join or invest in the Sacco upon positive identification to the satisfaction of a member care officer.

Each member shall purchase at least one hundred shares of Ksh.10 each. Shares are not refundable or assignable as collateral for a loan.
Shares may earn dividends paid from net surplus at the end of a financial year.


  • 1 Share costs Kshs. 10
  • Minimum 100 shares at Kshs.1000
  • Current maximum investment shares 2,000,000 worth Kshs. 20,000,000.