Frequently asked Questions

How do I join Unaitas? What are the requirements?

Visit a Unaitas branch with your ID to open an account.

You are required to buy minimum 100 shares@10/= for membership.

An account can also be opened via phone by dialing *346*1# and depositing using our Mpesa paybill 544700 

Who can join Unaitas?

Any Kenyan can join Unaitas as an individual, Business, Investment group or as a company.

Is Unaitas a Sacco or a bank?

Unaitas is a Sacco. In our 2014-2018 strategic plan, we plan to transition into banking and latter list Unaitas shares on the NSE.

Must have a guarantor to get a loan?

No necesarily. You can provide collateral to cover for the loan. Among acceptable collateral include Title Deeds, Car Logbooks, and Business Stocks etc.

Can I buy Unaitas shares?

Yes. The shares are available for purchase at any of our branches at a minimum 100 units, maximum 1 Million units at Ksh 10 per share.


You need to be a Kenyan, with an ID, or a company registered in Kenya.

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