A good Chama should be able:
1. To have a good management; the board of directors and investment committee. The board and committee should have members with appropriate skills and experience in different fields.
2. To have a common goal,
Martin Luther King, was an American pastor, activist, humanitarian, and leader in the African-American Civil Rights Movement whose legend still lives on, inspiring generations later, to have the audacity to dare dream and live their dreams.
When you set specific savings goals, it will help you to begin saving money towards achieving your dreams and aspirations. So, how can one set and achieve saving goals?
Identify your dream; what you are saving for. You could be saving to buy