To be the preferred financial solutions provider


Transforming lives through innovative & sustainable socio-economic solutions


Boldness, Innovation, Unity, Integrity, Ethics and Sound governance


Unaitas is a deposit-taking Sacco licensed by SASRA. Unaitas was registered on 1993 as a co-operative society under the Cooperatives Act. Through visionary leadership in the course of its rich history, Unaitas has prospered in leaps and bounds and grown to be the largest SACCO in Africa in membership.

Unaitas has been a pacesetter in the SACCO industry having been the first SACCO to automate its operations, open its common bond and adopt a bold brand in line with its growth and expansion strategy.

Today Unaitas through its transformative agenda, has impacted millions of lives and continues to audaciously actualize the dreams & aspirations of its members.


Institutional Accounts

Learn More

School Account

Learn More

Church Account

Learn More

Investment Shares

Learn More

Diaspora Account

Learn More

Biashara Savings Account

Learn More

Joint Account

Learn More

Sacco Deposit Account

Learn More

Chama Account

Targets registered investment groups

Learn More

Biashara Current Account

Account that pays you monthly interest

Learn More

Fixed Deposit Account

Earn higher competitive rates of interest

Learn More

Jolly Junior Savings Account

Building your child’s financial independence

Learn More

Company Account

Enabling one to lock their savings

Learn More

Timiza Savings Account

Transact and access your savings regularly

Learn More

OUR CALL CENTRE NUMBER: +254709 253 000

Reach us through our mobile call centre number daily at the following hours:

Weekdays: 8am-4pm

Saturdays: 8am-1pm

Closed on Sundays and Public Holidays

New Customers

Media Publications

Total Subscriptions

Monthly Purchases


At Unaitas, we are bound by shared values that drive our purpose:


Harnessing Diversity for Good

Unlocking capital by harnessing the power of unity by bringing people together to achieve that which they would not otherwise achieve on their own.


Design & Innovation

Designing flexible, accessible, and inclusive financial solutions that are in line with the aspirations of the markets we operate in.


Working with what we have

Working with the available assets, opportunity, and potential, of those we seek to serve by adding value over and above what they have.

Read More